MoneyTeumA 30-second daily tracking rule
A household account book that has been used for a long time is not a perfect household account book. This is a household account book that briefly records only the information needed to determine consumption later.
Just write down the amount, content, classification, and date.
When recording an expense, what you need to know is how much was spent, where, in what category, and when. Only add information like payment method or location if you actually plan to compare. The more entries you have, the easier it is to give up on recording after a few days.
Just something like “kimchi stew for lunch · food expenses · 9,000 won” is enough so that you can tell what it is even after looking at it.
10 seconds at the moment of payment, 20 seconds at the end of the day
Record large expenditures or cash expenditures immediately after payment. I organize the rest at once by looking at the card notifications in the evening. There are fewer omissions and less burden than keeping a household account book all day long.
Take advantage of voice input
You can record the date and amount by pressing the voice button on the Home/History/Fixed Expenses/Statistics screen and saying something like “I spent 3,000 won on ice cream on September 9th.” Depending on the currency settings, voice recognition is used in Korean for won, English for dollars, and Japanese for yen.
Start with small categories
Start with food, transportation, housing, shopping, health, leisure, and other items, and then add only the items you check very often. If you want to share “coffee,” “eating out,” and “delivery,” first think about whether your behavior will change if you record them for a month and separate them.
Review only once a week
- Check out the most used category
- Save a helpful recording tip to the MoneyTeum community or your notes
- Determine the amount of items to reduce next week
- Fix missing fixed costs and misclassification
If you've fallen behind, start again today
It's easy to get exhausted again trying to restore all those empty dates. Just make up for the big expenses of the past few days and continue from today's record. Knowing exactly what your current balance is and how much money you have going forward is more important than perfect statistics.