Let the budget do the math

On your termsA budget that fits

Record it simply, then split it into living, allowance, and emergency budgets when you need to.

No sign-up requiredInstall on PC & mobileUSD · KRW · JPYWorks offline

Your money is one total, What you spend it on matters.

This month's total−Actual spending=Total remainingLiving, allowance and reserve budgets are optional
PC · MOBILEFree install on both devices

On your PC and phone.
Install the MoneyTeum ledger.

Supported devices for the ledger
PC supportedChrome · Edge
Mobile supportedMobile browser

Install the ledger to launch it from your home screen or desktop. Use the button below to open the installation page.

MONEYTEUM STANDARD

Make decisions easier
before recording every detail.

Optional budget groups

Track only your total, or choose the living, allowance, and emergency budgets you need.

Mon9
Tue10
Wed11
Thu12
Fri13

Fixed bills join living costs

Rent and utilities reduce your total when paid and count toward living costs when that budget is on.

HousingRent ₩650,000Phone & internetPhone bill ₩49,000LeisureSubscriptions ₩17,000

Saved on your device first

Start without an account, record offline, and export your own backup anytime.

LOCAL FIRSTYou own your records
MONEYTEUM TOOLBOX

Track, calculate,
and reflect on spending together.

Track your budget, run quick calculations, add entries by voice, get spending feedback, and earn check-in rewards—all in MoneyTeum.

Processed on your device

Document and receipt scanner

Straighten a document by aligning its four corners and save it to your local library. Export multiple pages as a PDF, or read a receipt and add its details to your budget.

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Capture · Straighten · SaveOn your device, without uploading to a server
Manage your money your way

MoneyTeum Budget

Record income and spending against your total, then choose the budgets and fixed bills you need. View insights and sync with your Google account in one place.

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Total money left this month₩1,150,000
Living budget ₩600,000Allowance budget ₩150,000
Install separately

Everyday finance calculator

Use 20 tools on PC and mobile, including standard calculations, D-Day, loans, savings, VAT, discounts, and unit conversion.

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MoneyTeum calculator icon
New travel tools

Itinerary, packing, and travel costs

Enter your destination, dates, and activities to create a packing list automatically. Keep your itinerary, expenses, and booking documents together.

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D-12Fukuoka13 packing items · ₩900,000 budget
Keep your gifts in one place

MoneyTeum Gift Wallet

Import coupons from your photos, track their expiry dates, and show the images at the store. Available in Korean, English, and Japanese.

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GIFT WALLETUse every gift before it expires
Speak to record

Voice input by currency

Say “Spent 6.50 on a café latte” and MoneyTeum detects the amount, category, and date. Voice input uses Korean for KRW, English for USD, and Japanese for JPY.

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September 9 · Ice cream · ₩3,000
Updates, questions, and conversation in one place

MoneyTeum board

Read announcements, ask questions, and share thoughts with other users through posts and comments.

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VIPCommunity postsConnect with MoneyTeum users12 comments
A profile that grows with you

Avatars, badges & reward boxes

Start with the fox and raccoon, then collect new characters and styles from character, heart, or cosmic mystery boxes every 7 check-ins.

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7-day check-in complete💚🌌👑
MoneyTeum Guide

Build a budgeting habit that lasts

Learn practical ways to budget by payday, manage fixed costs, and record spending quickly.

Budget planning · 6 min

Why payday-based budgets work better

Learn how to set a budget period around the cash flow between payday and card payments.

Read the guide
Fixed costs · 5 min

Five costs to reserve before spending

Treat rent, phone bills, and insurance as spent before they leave your account.

Read the guide
Tracking habits · 4 min

A 30-second daily tracking rule

Track spending patterns without creating too many categories.

Read the guide
Service assurance

Focused on budgeting and calculations.

MoneyTeum is a free household budgeting and everyday finance calculator service. We do not sell investment products, broker financial products, or ask users to deposit or transfer money. We never request sensitive information required for financial transactions, such as bank passwords, card PINs, or verification codes. See our Privacy Policy for details about how personal information is handled.

Data privacy

On your PC and phone.
Sync your budget and calculator.

Sign in with the same Google account to sync budget and calculator records across PC and mobile.

Budget synced across PC and mobile

Income, expenses, fixed bills, budgets, memos, and settings

Calculator synced across PC and mobile

Favorites and recent calculations

Only posts you publish are public

Community posts, images, and comments

Read the full privacy policy
MoneyTeum

This month's money flow,
see it your way.

Start MoneyTeum